COI tracking built for subcontractors
TradeOwed is COI tracking software for subcontractors: it keeps your certificates of insurance, licenses and W-9 in one place, gets them to every GC you work for, and resends them when your policies renew. It costs $29 a month or $290 a year, with a 14-day free trial and no card needed.
What GCs ask you for, in one place
Upload each document once. TradeOwed tracks its dates and keeps it ready to send.
- Certificates of insurance: general liability, auto, umbrella and workers’ comp
- Additional insured and waiver endorsements
- Trade and contractor licenses
- Your W-9, stored as a file only
Send it once. Keep it current.
AI reads the certificate
Upload the PDF or take a photo. TradeOwed reads the carrier, policy numbers, limits and expiration date, and asks you to check them before saving.
One link per GC
Choose your current documents and the GCs that need them. Each gets a secure link that works for 30 days, with no account to create.
See who opened it
Every send shows when the GC viewed your documents, so you know the paperwork landed before payday.
Renewals go out on their own
Upload the renewed policy and every GC that had the old certificate gets the new one, automatically or with one click.
Reminders before lapses
Emails at 60, 30, 7 and 0 days before anything expires, sent to you and your office. Change the timing any time.
Your office can help
Invite up to 5 team members with owner, admin or member access.
Made for the trades
If you work for general contractors and they ask for your paperwork, TradeOwed fits. Subs use it across trades such as:
- Electrical
- HVAC and mechanical
- Plumbing
- Roofing
- Drywall and framing
- Concrete and masonry
- Painting
- Flooring
- Landscaping
- Excavation and site work
- Fire protection
- Low voltage
One plan. Everything in it.
Priced for trade companies, not enterprise compliance departments. Try every feature free for 14 days.
AI reading covers up to 300 certificates a month per account (30 during the trial). You can always type the details in yourself.
$29/month
or $290 a year, two months free. Every feature, one plan.
- Store COIs, licenses, W-9s and endorsements
- AI reads dates, carriers and limits from your PDFs
- Send to GCs by secure link and see who viewed
- Renewals resent to every GC automatically
- Reminders at 60, 30, 7 and 0 days
- Collect certificates from your own subs
- Up to 5 team members
- Export everything, any time